RBC Visa Infinite Avion: 15,000 Welcome Points + No Blackout Periods or Seat Restrictions – Ever

There’s a reason why I always carry the RBC Visa Infinite Avion card in my wallet. It’s universally accepted which makes it a great backup card in case your merchant doesn’t accept American Express cards. It also comes with a reasonable annual fee of $120. These are just two features that make it one of the most popular travel cards in Canada.

Let me take you through the other perks you can expect, and any red flags you should be aware of.

Enjoy great reward Points

  • Sign up comes with a generous 15,000 welcome points – that’s enough points to redeem for one round-trip short-haul flight valued at $350.
  • You get to earn 1 RBC Rewards point for every dollar spent plus an extra 25% on authorized travel related purchases.
  • RBC Rewards points can be converted to the following frequent flyer programs on a 1:1 ratio: British Airways Avios, Cathay Pacific Asia Miles, and American Airlines AAdvantage Miles.
  • Earn bonus points when you shop online at the RBC Rewards eMall which hosts over 250 retailers.

Just in case you’re not aware, the reward points don’t cover the applicable taxes, surcharges, and fees.

You can get more details on what your reward points are worth by checking out the Air Travel Redemption Schedule below:

RBC Visa is flexible and universally accepted

The other thing I like about this card is you never have to worry about blackout periods or seat restrictions. You can also redeem for any flight at any time. If there’s an open seat, you can fly – even during peak seasons.

Extensive insurance coverage

Nobody likes the inconveniences that come with trip cancellations or stolen and damaged luggage. RBC Visa goes some way in mitigating these hold-ups with an insurance package that includes:

  • Trip cancellation
  • Trip interruption
  • Flight delay
  • Travel emergency medical
  • Travel Accident Insurance
  • Baggage loss
  • Baggage delay
  • Car rental collision/loss damage waiver
  • Emergency Purchase assurance

Value Added Services

And while you’re at it, you can take advantage of RBC Visa’s value added services like:

  • Coverage for your credit card balance – covering up to $25,000 lump-sum payment on your credit card arrears in case of death, disability or involuntary unemployment.
  • Credit Monitoring for alerts, regular reports and monthly credit score updates and Identity Theft Protection.
  • Roadside assistance chargeable to your RBC credit card that includes towing services whether it’s your own car, rented or borrowed. You also get insurance for you, your spouse, and child aged 16-22 at no extra cost.

The Red Flags

As wonderful as this card is, it does come with some caveats like:

  • It has no referral program.
  • Requires a minimum personal income of $60,000 or a minimum household income of $100,000.
  • You must book at least 14 days in advance when using points.
  • You can only book economy class tickets with rewards points.

My Take

I find the $120 fee to be reasonable enough considering what you’re getting. And for the record, the average dollar value of an individual RBC Reward Point amounts to $0.0114 (don’t worry about the math behind it). I’d say the RBC Visa Infinite Avoin represents value for money.

Click here to sign up for the RBC Visa Infinite Avion Card.